Why Home Equity – And Why Now?

Homeowners are sitting on record levels of home equity, creating an unprecedented opportunity

to tap into their home’s value. In fact, U.S. home equity reached $35 trillion in 2024, marking a

125.8% jump from 2019. And with 60% of borrowers having a first mortgage rate of less than 4%,

there isn’t a better time for homeowners to take advantage of their home’s equity.

By the Numbers

• The average homeowner is sitting on over $200,000 of tappable equity

• Home values have surged over 40% since 2020

• More than 75% of homeowners with a mortgage are considered “equity rich”